retirement planning
Financial planning for retirement
Retirement is one of those things we all think about from time-to-time but don’t often consider properly in financial terms. But the simple fact is, if you want to maintain your standard of living later in life, the sooner you start planning for retirement, the better.
How we can help
Pensions have historically been very complicated. Our retirement planning advice can guide you through all the complexities and tell you in plain English about the best ways to manage your current pensions, and whether you need to make any changes to provide you with the level of income you need in retirement. We can cover issues like the following with you:
Why should you start a pension and how much should you be saving into it?
State pensions
What are your entitlements?
Have you got enough qualifying years?
How do you make up shortfalls?
Existing pensions
You may have a number of pension policies but not understand where they are being invested and how they are performing. Our retirement planning advice can make it easier for you to keep track of your retirement funds.
Early retirement planning
If you’re considering taking early retirement, our early retirement advice can help you understand exactly how much you’ll need to survive on, and what action you’ll need to take now to help achieve your goal.
Taking advantage of tax breaks
We can advise you on the valuable tax breaks from putting your money into a pension.
Even small amounts add up. So whether or not you already have a pension, our advisers are ready to review your finances to help maximise your retirement nest-egg.
Things to consider for your retirement planning:
How long have I got until retirement?
How much can I afford to invest in a pension?
Am I making the most of the pension tax allowances?
For expert financial planning for retirement, please ask us for a full list of products and services that we're able to advise on. Call 0800 107 0190 or email us at financial_services@eigmail.com.
